Top of main content

HSBC Advance

Easy everyday banking with exclusive benefits and rewards

When a casual meal means the start of a new relationship, go with it. Some of the benefits of HSBC Advance include:

  • free Visa Platinum credit card
  • free Travel insurance
  • loyalty reward scheme

Be ready for your every unexpected.

Eligibility

You can enjoy all the benefits of HSBC Advance, free of charge, by crediting

  • a minimum net annual income of €25,000 to your account if applying as a sole customer or
  • a joint net annual income of €35,000 if applying jointly, with spouse or partner

Not including money transferred from any other sole or joint personal account(s) you may hold with HSBC Bank Malta p.l.c.

How HSBC Advance can help you

All the services our standard bank account offers plus:

Preferential rates and terms

  • no fee subject to meeting the eligibility criteria1

An account that rewards you

  • debit card – Free ATM withdrawals from both HSBC and non-HSBC ATMs

Credit card2 - No annual fee on primary and first additional card

Rewards Programme:

Earning your points is easy, just use your HSBC Advance Visa Platinum Credit Card and you'll earn 1 point for every €2 of spending. Points will be awarded for each separate transaction. Amounts below €1 in respect of each transaction will be disregarded and will not be accumulated to your total number of points. Points will be shown on your monthly statement and are valid for up to two years from the month that they are first shown on the statement. Each redemption must be of a minimum of 5000 points.

Every time you earn 5000 points, we will credit your card account with a €20 cashback. You do not need to do anything as we’ll take care of it for you.

Helpful HSBC services and support

  • in-branch personal support
  • 24/7 priority call centre access
  • online banking
  • mobile banking3

Insurance policy details

As with all insurance policies, terms and conditions, exclusions and limitations apply, so before each trip you should check carefully the following to see whether it meets your needs.

In a constant effort to improve the quality of our products we are pleased to advise you that the insurance policies have been reviewed and new terms and conditions of cover will come into effect from 1 January 2021. As from this date new policies will now be underwritten by Atlas Insurance PCC Limited.

Apply for HSBC Advance

New Customers

The first step to becoming an HSBC Advance is to open a Current Account. Apply online to become an HSBC Customer.

Existing HSBC Customer

It’s quick and easy to upgrade to HSBC Advance.

Reach us any time, at +356 2148 9101.

Apply by phone

A member of our Advance team is ready to get you started.

Reach us any time, at +356 21489101

More information

1You can enjoy all the benefits of HSBC Advance, free of charge, by crediting a minimum net annual income of €25,000 to your account if applying as a sole customer or a joint net annual income of €35,000 if applying jointly with spouse or partner, not including money transferred from any other sole or joint personal account(s) you may hold with HSBC Bank Malta p.l.c.

2HSBC Advance VISA Platinum credit cards are issued by HSBC Bank Malta plc., subject to credit approval and require an HSBC Advance relationship.

3Requires you to be registered for online banking and have your credentials readily available. Data charges from your mobile service provider may apply.

4International account opening is not available in all countries or regions and is subject to approval based on local regulations and policies.

5HSBC Premier and Advance mortgages and portable HSBC credit history are not available in all countries or regions. Speak to an HSBC Representative to dermine in which countries and regions these benefits are available. Subject to credit approval.

Approved and issued by HSBC Bank Malta p.l.c, (116, Archbishop Street, Valletta VLT 1444). HSBC is a public limited company regulated by the Malta Financial Services Authority and licensed to carry out the business of banking in terms of the Banking Act (Cap.371 of the Laws of Malta). HSBC is licensed to conduct investment services in terms of the Investment Services Act (Cap.370. of the Laws of Malta) and is enrolled as a Tied Insurance Intermediary for HSBC Life Assurance (Malta) Ltd under the Insurance Distribution Act (Cap. 487 of the Laws of Malta).

 

Disclaimer

 

The Site is primarily intended for those who access it from within Malta. Because of this we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries and regions, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking or investment activity or any offer to buy or sell any securities or other instruments outside Malta.

Listening to what you have to say about our services matters to us.